Front cover image for Where do merger gains come from? Bank mergers from the perspective of insiders and outsiders

Peer-reviewed

Where do merger gains come from? Bank mergers from the perspective of insiders and outsiders

Traditional studies fail to find conclusive evidence that bank mergers create value. We analyze a sample of the largest bank mergers between 1985 and 1996. For a subset of this sample, we obtain management estimates of projected cost savings and revenue enhancements. We find that recent mergers appear to result in positive revaluations of the combined value of bidder and target stocks. Although not as large as the present value of management's estimates, with the bulk of the revaluation being attributable to estimated cost savings rather than projected revenue enhancements

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